Tuesday 21 March 2017

Have a Word Wi' Yoursen!

 
 
My name is Kellyann Martin, and I have a problem.
I don’t mean two-bottles-of-vodka-before-breakfast type problem, or ultra-extreme-Elvis obsession (debatable?!?) or owt like that - but an issue has arisen in my property journey which is seriously hindering my progress.
For several months, every time the topic arises, I skirt around it, get really awkward and embarrassed, go bright red, and change the subject as quickly as possible. Some of you might have noticed this bizarre quirk in my otherwise cheery nature, so it is time to address the issue:

I have a real problem talking to other people about money.

More specifically, when people tell me they want to invest their money with me - I go into this farcical Benny-Hill type mode where I will do literally anything to distract them from having the awkward conversation about investing their money in my deals.

Obviously as a property investor, this is not good, because money is required to buy houses. And unless I can raise finance to purchase houses, then my vision of 50 rental properties in Leeds won’t become reality, and my 50 families won’t be able to get their homes. :(

What is even more infuriating is that because I already have a successful property portfolio, I know I can deliver and I know I don’t let people down - and many people have picked up on this and have openly offered me money to invest.

But because of this ridiculous mindset block I have regarding money, I have not followed up these investment opportunities by actually having a conversation about financial investment.
This is doing myself, my abilities, and my future 50 families a great disservice. :(




Throstle Lane

The next family house which is currently under refurbishment in preparation for rental.
Watch for its progress on Facebook: From Scruffy Slum to Family Home!
I am sure many of you also have an issue you would like to overcome – whether it be lack of confidence, procrastination, or knowledge worries.
If this is the case, then I suggest you tell yourself the same as I did: Have a word wi’ yoursen!
Now that I have actually acknowledged that there is an issue, I am tackling it head on:
  • I am reframing my negative thoughts on money and investing.
  • I have spoken to some of you very lovely, helpful people who have assisted with shifting my mindset.
  • I am stepping out of my comfort zone to address the money beliefs that have resided with me since childhood.
In short, I am having to reboot my brain and thought processes about investing.
If I can have a word wi’ mysen about sorting out my deep-rooted issues, then I am very sure that it is possible for everyone to do the same with their issues.

Pictured: Kellyann Martin - only child, from single parent family, living in rented house on one of only three council streets in affluent village of richer families. Very skint, very poor, often had to do without nice things, but still very cheery.

Also pictured: Kellyann Martin BA (Hons), PGCE, GCGI - successful property investor and landlord, with rental portfolio in Leeds providing good quality accommodation for local families.

Here’s my top tips for “Having a word wi’ yoursen”, which I hope will help.
1. Acknowledge the issue. If you dance around it for months like I did, bizarrely it doesn’t go away!
2. Work out why your self-limiting beliefs exist. What has caused them? Why do you think that? Write these beliefs down and address them.
3. Reframe your thoughts around negative beliefs. Think in a different perspective about them. For instance, instead of thinking “I am borrowing money off people” the new way to think is “I am giving people a chance to get involved in a great investment opportunity”
4. Research and read up on the topic that is causing distress.
It turns out that I am worried about money because of the following:
- Before now, I have never in my life had to borrow money
- I would hate to get my figures wrong
- I am terrified of letting people down – because I never let people down.
So now I am undergoing a period of learning all about finance and investment so that the topic feels less unknown and distressing.
5. As I tell my cadets: Prior preparation prevents (piss!) poor performance. Treble check the issues you are worried about before committing to action; in my case, due diligence with the figures.
6. Don’t be so hard on yourself. Relax: 99% of the things you worry about will never happen. But they stop 99% of people from taking action.

 
The worst that will happen in my case is that people will say no to my deal proposals.
But that’s ok.
I can get over that.
Santa said ‘no’ to an A La Carte Kitchen toy several Christmases in the 1980s (not that I’m bitter or owt!)

Why, Santa, why?!!

I was always a good girl!!
But I know why: it was because my mum couldn't afford it.

You don't always get everything you wish for in life. But you always get what you work for.

So I'm working hard to make sure my mum is looked after, just like she always looked after me, even when we were poor.

And I'm a terrible cook anyway!

So although it won’t happen overnight, it is therapeutic to work your way through resolving an issue. This has been difficult for me, and I don’t mind admitting that at times there has been “tears”. Well, I think that’s what they’re called, in Yorkshire we refer to this wet, face-leaking process as “I’ve got someat in me eye!”

One of the ways I found helpful to address my issue: a mind map setting out what was troubling me.

However, through tears and awkwardness, I must persevere and overcome this self-sabotaging block.
I have to.

I’m not letting my fifty families down.

One of my ideal future families, x 50.
Except from Leeds, not Springfield.
And actual real people, not just cartoons!
Thanks for reading!
Hope you are well and working hard towards success.

Best wishes, and take care,

Kellyann x x x